ManyPets Insurance Review

Trusted, simple, and affordable, ManyPets offers everything a pet parent would want when searching for the perfect insurance policy. No more worrying about how to afford vet bills, and no more stress about confusing exclusions. These comprehensive plans are easy to understand, tailored to your exact needs, and ensure that your pet will have access to high-quality care at a budget-friendly price.ManyPets is veterinarian approved, and one of the simplest ways to protect your cat or dog's health and happiness for years to come.

Available to residents in Illinois (with more states coming soon), ManyPets provides complete coverage without any hidden fees or limits. With ManyPets you’ll be able to visit any licensed vet, receive any prescribed treatment, file your claims online, and enjoy up to 100% in reimbursement. From exams to diagnostics, prescriptions, and more, ManyPets has you and your pet covered against the unexpected.

ManyPets’ award-winning coverage is accepted at all veterinary offices. It’s a hassle-free way to help cover bills without dipping into your savings, and to help you spring for life-saving treatment when you might otherwise be unable to afford it. Big problems or small, quick visits or overnight stays, ManyPets will be there handling the financial side so you can put your energy into helping your cat or dog recover.

With ManyPets you’ll get to enjoy full transparency with your policy, understanding exactly what’ is covered and what’s excluded. There’s no small print you’ll need to decipher and there are no confusing limits you’ll need to worry about. ManyPets is always upfront and honest, delivering high-quality policies with no surprises. 

ManyPets’ standard insurance policy will reimburse you for eligible expenses relating to items and services such as:

One of the most common pet insurance exclusions is a lack of coverage for pre-existing conditions. Standard across most companies’ policies, if your cat or dog has shown symptoms in the past, or been diagnosed with an injury or illness, then that pet is no longer eligible for reimbursement going forward. However, ManyPets makes an exception to this: Pre-existing conditions that have been cured and symptom-free for 18 months or more are eligible for coverage. This is just one of many reasons that ManyPets stands out from other providers and is an excellent choice for anyone seeking truly comprehensive coverage.

One of the key benefits to selecting ManyPets as your insurance provider is that you'll never have to deal with annual or lifetime limits. Commonly seen with other providers, annual limits place a cap on how much you can be reimbursed per year, with anything exceeding that amount falling on you to pay out of pocket. ManyPets has eliminated all limits, and you can make as many claims as necessary each year, and for the lifetime of your policy, without worry.

In addition to a lack of limits, ManyPets offers a great deal of customization.  Pet parents can select up to 100% in reimbursement, something rarely seen in other policies. Although this option will increase your monthly premiums slightly, it does mean that when the time does come to rely on your policy the only thing you'll need to pay is your annual deductible and nothing more. On the other hand, if you’re looking for a budget-friendly plan that keeps your monthly premiums down, ManyPets still allows owners to save money each month by choosing 90%, 80%, or even 70% for their reimbursement percentage. 

Annual deductibles, FYI, are an out-of-pocket expense that must be satisfied before reimbursement kicks in. ManyPets stands out in this area by offering a $0 deductible, which is not commonly seen. However, ManyPets also has $250, $500, and $750 deductible options for those looking to keep their monthly premiums down. 

In addition to offering simple policies, ManyPets offers clients a simple reimbursement process that's handled entirely online. With no lengthy paperwork or back-and-forth phone calls, the ManyPets claims process takes only seconds to complete from any internet-enabled device. It’s a hassle-free process that never gives pet owners any reason to stress about their reimbursement. Instead you can stay focused on being there for your cat or dog when you’re needed most.

With ManyPets you’re free to take your pet to any licensed veterinarian, and there are no networks for you to worry about. At the end of your visit, you’ll need to pay the clinic first and then submit your receipt to ManyPets along with your claim. Once approved, all eligible expenses (minus your deductible) will be reimbursed to you based on your selected percentage, and that money will be deposited directly into your bank account or sent via check.

Throughout the claims process ManyPets will keep you up-to-date and informed by sending you regular emails. These emails will track the progress of the claim and alert you immediately once it has been approved. Committed to effective and efficient service, ManyPets will work hard to approve claims within 48 hours of submission. Many pet parents wind up being reimbursed in as little as 24 hours after approval.

Owning a pet can be quite expensive, so finding an affordable pet insurance provider is essential. You want to make sure you’ are striking that perfect balance between great coverage and a great price, and with ManyPets that’ is easy to do. Policies start at only $16/month for cats and $20/month for dogs, providing you with a way to get top-quality veterinary care without breaking the bank every month.

With that said, the amount you personally pay per month depends on a number of different factors, including species, breed, and where you live. That’s why it’s important to receive a free quote before enrolling. Quick, easy, and with no obligations attached, the free quote will allow you to personalize your coverage and see how much you’ll actually spend for your specific pet. 

To take advantage of the free quote offer you can visit the ManyPets website directly. There you’ll be asked a few questions about your cat or dog and a sample policy will be generated for you. This will also be a great time to see how different deductibles and reimbursement percentages will affect your price. And you don’t need to proceed with enrollment unless you’re completely satisfied with what’s being offered.

If you’re interested in enrolling your cat or dog with ManyPets, you can do so immediately following the free quote questionnaire. Once you’ve settled on the right policy, ManyPets will allow you to immediately lock in your quote and proceed with enrollment. 

One thing to note about enrolling with ManyPets is that there are 2 eligibility requirements. Pets over the age of 14 will not be eligible for enrollment. The second eligibility requirement is that ManyPets coverage is currently only offered in Illinois, and those who live in other US states are not yet eligible for coverage. But ManyPets is continuing to expand, and the company has announced plans to launch throughout all 50 states and the District of Columbia by the end of 2021. Pet parents outside of Illinois are highly encouraged to check back regularly for updates.

Although not included with your standard accident and illness policy, ManyPets does offer owners an optional wellness plan that can be added on to your insurance coverage. Providing reimbursement for eligible wellness related costs, this add-on is a great choice for owners who want to take proactive measures to prevent future illnesses or accidents. The plan includes coverage for a number of routine and preventive treatments and services, including:

While wellness coverage is completely optional, many pet owners do find it to be a worthwhile add-on. By taking proactive steps to keep your pet healthy, you can ultimately save yourself money down the road by catching certain illnesses early, by preventing common parasitic infections, by keeping your pet protected via vaccinations, or by providing them with regular dental cleanings. 

To learn more about ManyPets, or to take advantage of the free quote the company offers to new customers, you can simply visit their website. There you’ll be able to read sample policies, learn the specifics about what’s offered to cats and dogs, and even connect with a representative who can answer any additional questions you may have.